623 S Pitt St #24, Greenville, NC 27834Broker, not a lender · (252) 318-3595
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North Carolina Business Funding Guides and Calculators

These guides cover the questions Greenville and Pitt County owners tend to hit before, during and after a funding request: which North Carolina offices you deal with, what shows up in a UCC search, how a partner reads your bank statements, and how to put an offer's numbers into dollars. Nothing here is an offer, a quote or a prediction of terms.

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Ivyview Lenders connects you with lending partners; partners make credit decisions and set rates and terms.

North Carolina Loan Checklist

A Greenville, NC checklist by agency: NC Secretary of State, NCDOR, Pitt County property listing and city rules, then records, offers and free help.

Eastern NC Funding Resources

Public and nonprofit funding help for Pitt County and eastern NC: SBTDC, Pitt CC Small Business Center, the SBA Wilmington office, SSBCI and CSBDF.

UCC Liens in North Carolina

How to search NC Secretary of State UCC records free online or by $38 written request, read a filing's collateral, and get it terminated after payoff.

What Lenders Look For

The questions behind a business funding review: good standing in NC, bank-statement patterns, debt service coverage, credit, collateral and guarantees.

MCA vs. Line of Credit

A line of credit is revolving credit; a merchant cash advance buys future sales and is not a loan. How cost, repayment and flexibility differ in NC.

Business Loan Calculator

Work out a business loan's monthly payment, total interest and total repaid, then build the amortization schedule yourself. Arithmetic only, not a quote.

Factor Rate Calculator

Turn a merchant cash advance offer's factor rate into total payback, dollar cost and remittance time, or work the rate back out. An MCA is not a loan.

DSCR Formula

How to calculate debt service coverage ratio: the formula, where to find net operating income and debt service, global DSCR and how lenders read it.

Line of Credit vs. Credit Card

Business line of credit or business credit card? How each is drawn, when interest starts, what each can pay for, and when NC owners use both together.

Business Debt Schedule

Build a business debt schedule step by step: what to list, the columns, how to convert weekly and daily debits to monthly, and a header row to copy.

New Business & LLC Funding

Can a new North Carolina LLC get business funding? What forming an LLC does and doesn't change, NC setup steps, options by stage and free Pitt County help.

In short

Ivyview Lenders, a small-business funding broker in Greenville, North Carolina, publishes these guides and calculators for owners across Pitt County and eastern North Carolina. They explain state and county paperwork, UCC lien records, what lending partners review, debt schedules, and how lines of credit, cards and merchant cash advances differ. None is an offer; lending partners set actual rates and terms.

Help outside Ivyview Lenders

Several public offices in and around Greenville advise owners on financing. Ivyview Lenders is not affiliated with them.

By Ivyview Lenders · Updated

Not sure where to begin?

Call the Greenville office and say what the money is for. We will explain which options are worth exploring with lending partners.

Ivyview Lenders connects you with lending partners; partners make credit decisions and set rates and terms.

Call (252) 318-3595